Call reports 2025
FIRSTBANK PUERTO RICO — 2025
What FIRSTBANK PUERTO RICO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 19,102,301,000 | 18,892,486,000 | 19,300,144,000 | 19,111,594,000 |
| Total loans | 12,690,111,000 | 12,879,859,000 | 13,061,230,000 | 13,142,053,000 |
| Allowance for loan losses | 247,269,000 | 248,578,000 | 246,990,000 | 249,037,000 |
| Securities available for sale | 4,312,884,000 | 4,496,803,000 | 4,598,303,000 | 4,554,032,000 |
| Securities held to maturity | 312,807,000 | 307,286,000 | 273,363,000 | 265,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,615,760,000 | 16,347,145,000 | 16,659,629,000 | 16,466,671,000 |
| Interest-bearing deposits | 11,076,262,000 | 11,096,384,000 | 11,375,540,000 | 11,010,079,000 |
| Noninterest-bearing deposits | 5,539,498,000 | 5,250,761,000 | 5,284,089,000 | 5,456,592,000 |
| Equity capital | 1,739,360,000 | 1,790,198,000 | 1,844,434,000 | 1,898,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 277,065,000 | 555,255,000 | 837,998,000 | 1,123,156,000 |
| Interest expense | 63,830,000 | 126,137,000 | 192,511,000 | 255,447,000 |
| Net interest income | 213,235,000 | 429,118,000 | 645,487,000 | 867,709,000 |
| Noninterest income | 31,967,000 | 61,740,000 | 89,812,000 | 123,606,000 |
| Noninterest expense | 123,423,000 | 246,577,000 | 369,576,000 | 496,296,000 |
| Provision for loan losses | 24,837,000 | 45,218,000 | 63,488,000 | 85,906,000 |
| Pretax income | 97,036,000 | 198,963,000 | 302,846,000 | 409,183,000 |
| Income tax | 21,984,000 | 43,942,000 | 65,216,000 | 85,622,000 |
| Net income | 75,052,000 | 155,021,000 | 237,630,000 | 323,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,150,369,000 | 2,162,181,000 | 2,170,339,000 | 2,187,853,000 |
| Total capital | 2,315,631,000 | 2,329,536,000 | 2,338,242,000 | 2,355,882,000 |
| Risk-weighted assets | 13,176,070,000 | 13,344,021,000 | 13,373,670,000 | 13,380,400,000 |