Call reports 2023
FIRSTBANK PUERTO RICO — 2023
What FIRSTBANK PUERTO RICO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 18,969,247,000 | 19,145,221,000 | 18,587,214,000 | 18,901,836,000 |
| Total loans | 11,593,168,000 | 11,733,610,000 | 11,959,893,000 | 12,192,851,000 |
| Allowance for loan losses | 265,567,000 | 267,058,000 | 263,615,000 | 261,843,000 |
| Securities available for sale | 5,589,256,000 | 5,433,369,000 | 5,175,803,000 | 5,229,984,000 |
| Securities held to maturity | 431,395,000 | 424,726,000 | 359,169,000 | 354,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,878,589,000 | 16,682,824,000 | 16,280,717,000 | 16,370,011,000 |
| Interest-bearing deposits | 9,929,203,000 | 10,882,294,000 | 10,910,985,000 | 11,038,806,000 |
| Noninterest-bearing deposits | 5,949,386,000 | 5,800,530,000 | 5,369,732,000 | 5,331,205,000 |
| Equity capital | 1,544,874,000 | 1,484,887,000 | 1,410,410,000 | 1,627,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 242,396,000 | 494,600,000 | 758,006,000 | 1,023,487,000 |
| Interest expense | 38,229,000 | 87,331,000 | 147,785,000 | 213,273,000 |
| Net interest income | 204,167,000 | 407,269,000 | 610,221,000 | 810,214,000 |
| Noninterest income | 31,160,000 | 66,634,000 | 97,811,000 | 131,114,000 |
| Noninterest expense | 117,221,000 | 232,136,000 | 350,711,000 | 478,039,000 |
| Provision for loan losses | 16,256,000 | 37,026,000 | 47,669,000 | 66,644,000 |
| Pretax income | 102,667,000 | 204,060,000 | 315,099,000 | 402,370,000 |
| Income tax | 30,859,000 | 60,356,000 | 86,581,000 | 91,446,000 |
| Net income | 71,808,000 | 143,704,000 | 228,518,000 | 310,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,171,650,000 | 2,169,732,000 | 2,177,017,000 | 2,213,995,000 |
| Total capital | 2,327,600,000 | 2,326,581,000 | 2,335,546,000 | 2,376,003,000 |
| Risk-weighted assets | 12,443,155,000 | 12,513,072,000 | 12,658,879,000 | 12,942,575,000 |