Call reports 2020
FIRSTBANK PUERTO RICO — 2020
What FIRSTBANK PUERTO RICO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 13,034,340,000 | 14,082,757,000 | 18,644,376,000 | 18,778,630,000 |
| Total loans | 9,043,712,000 | 9,398,892,000 | 11,891,052,000 | 11,822,513,000 |
| Allowance for loan losses | 285,493,000 | 312,987,000 | 379,826,000 | 380,822,000 |
| Securities available for sale | 1,932,178,000 | 2,723,171,000 | 3,294,650,000 | 4,647,019,000 |
| Securities held to maturity | 138,534,000 | 138,533,000 | 189,156,000 | 189,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,379,970,000 | 10,513,819,000 | 15,040,774,000 | 15,174,025,000 |
| Interest-bearing deposits | 7,036,806,000 | 7,495,244,000 | 10,634,426,000 | 10,693,387,000 |
| Noninterest-bearing deposits | 2,343,164,000 | 3,018,575,000 | 4,406,348,000 | 4,480,638,000 |
| Equity capital | 2,331,942,000 | 2,346,209,000 | 2,345,384,000 | 2,396,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 165,244,000 | 323,857,000 | 494,257,000 | 692,955,000 |
| Interest expense | 24,620,000 | 46,423,000 | 66,810,000 | 86,463,000 |
| Net interest income | 140,624,000 | 277,434,000 | 427,447,000 | 606,492,000 |
| Noninterest income | 18,209,000 | 38,543,000 | 62,488,000 | 92,399,000 |
| Noninterest expense | 91,857,000 | 181,454,000 | 288,579,000 | 423,627,000 |
| Provision for loan losses | 74,045,000 | 110,452,000 | 158,531,000 | 168,719,000 |
| Pretax income | -2,116,000 | 26,275,000 | 51,482,000 | 117,515,000 |
| Income tax | -4,388,000 | 1,879,000 | -2,974,000 | 11,642,000 |
| Net income | 2,272,000 | 24,396,000 | 54,456,000 | 105,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,144,832,000 | 2,174,409,000 | 2,154,628,000 | 2,211,251,000 |
| Total capital | 2,259,013,000 | 2,292,025,000 | 2,300,760,000 | 2,360,493,000 |
| Risk-weighted assets | 9,067,301,000 | 9,322,742,000 | 11,604,653,000 | 11,857,807,000 |