Call reports 2016
FIRSTBANK PUERTO RICO — 2016
What FIRSTBANK PUERTO RICO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 12,698,086,000 | 12,493,759,000 | 12,059,055,000 | 11,906,979,000 |
| Total loans | 9,159,103,000 | 8,899,452,000 | 8,910,961,000 | 8,927,312,000 |
| Allowance for loan losses | 228,274,000 | 225,446,000 | 204,834,000 | 196,263,000 |
| Securities available for sale | 1,904,255,000 | 2,003,049,000 | 1,843,853,000 | 1,881,920,000 |
| Securities held to maturity | 0 | 161,342,000 | 156,190,000 | 156,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,279,412,000 | 9,072,058,000 | 8,830,583,000 | 8,678,260,000 |
| Interest-bearing deposits | 7,866,684,000 | 7,673,480,000 | 7,362,123,000 | 7,202,012,000 |
| Noninterest-bearing deposits | 1,412,728,000 | 1,398,578,000 | 1,468,460,000 | 1,476,248,000 |
| Equity capital | 1,939,272,000 | 1,947,122,000 | 1,960,090,000 | 1,946,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 150,831,000 | 297,761,000 | 441,325,000 | 585,271,000 |
| Interest expense | 24,204,000 | 48,928,000 | 72,507,000 | 93,468,000 |
| Net interest income | 126,627,000 | 248,833,000 | 368,818,000 | 491,803,000 |
| Noninterest income | 18,022,000 | 34,960,000 | 54,509,000 | 75,142,000 |
| Noninterest expense | 92,091,000 | 178,792,000 | 266,589,000 | 350,027,000 |
| Provision for loan losses | 21,053,000 | 42,039,000 | 63,542,000 | 86,733,000 |
| Pretax income | 24,826,000 | 56,283,000 | 92,613,000 | 131,149,000 |
| Income tax | 4,770,000 | 11,943,000 | 22,173,000 | 34,770,000 |
| Net income | 20,056,000 | 44,340,000 | 70,440,000 | 96,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,706,771,000 | 1,704,423,000 | 1,730,264,000 | 1,757,642,000 |
| Total capital | 1,823,238,000 | 1,819,385,000 | 1,843,533,000 | 1,872,120,000 |
| Risk-weighted assets | 9,128,463,000 | 9,010,649,000 | 8,893,249,000 | 9,001,136,000 |