Call reports 2015
FIRSTBANK PUERTO RICO — 2015
What FIRSTBANK PUERTO RICO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 13,131,966,000 | 12,562,399,000 | 12,804,616,000 | 12,556,537,000 |
| Total loans | 9,554,051,000 | 9,286,134,000 | 9,324,547,000 | 9,298,699,000 |
| Allowance for loan losses | 213,318,000 | 210,238,000 | 217,258,000 | 229,941,000 |
| Securities available for sale | 1,974,226,000 | 1,965,683,000 | 1,907,867,000 | 1,886,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,695,626,000 | 9,363,183,000 | 9,578,874,000 | 9,195,913,000 |
| Interest-bearing deposits | 8,517,734,000 | 8,093,976,000 | 8,174,733,000 | 7,860,405,000 |
| Noninterest-bearing deposits | 1,177,892,000 | 1,269,206,000 | 1,404,142,000 | 1,335,508,000 |
| Equity capital | 1,900,671,000 | 1,859,207,000 | 1,893,347,000 | 1,888,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 152,513,000 | 304,139,000 | 453,802,000 | 605,443,000 |
| Interest expense | 25,020,000 | 48,333,000 | 71,356,000 | 95,852,000 |
| Net interest income | 127,493,000 | 255,806,000 | 382,446,000 | 509,591,000 |
| Noninterest income | 34,949,000 | 55,663,000 | 75,917,000 | 101,407,000 |
| Noninterest expense | 95,573,000 | 199,413,000 | 293,713,000 | 389,235,000 |
| Provision for loan losses | 32,970,000 | 107,236,000 | 138,412,000 | 172,045,000 |
| Pretax income | 33,743,000 | -8,433,000 | 12,754,000 | 33,201,000 |
| Income tax | 7,203,000 | -2,862,000 | 1,630,000 | 5,052,000 |
| Net income | 26,540,000 | -5,571,000 | 11,124,000 | 28,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,676,525,000 | 1,642,643,000 | 1,661,709,000 | 1,685,656,000 |
| Total capital | 1,798,123,000 | 1,760,317,000 | 1,778,981,000 | 1,802,711,000 |
| Risk-weighted assets | 9,517,629,000 | 9,201,052,000 | 9,162,079,000 | 9,135,295,000 |