Call reports 2025
UNION SAVINGS BANK — 2025
What UNION SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,910,615,000 | 4,025,669,000 | 4,077,582,000 | 4,044,411,000 |
| Total loans | 3,466,001,000 | 3,583,076,000 | 3,616,829,000 | 3,566,177,000 |
| Allowance for loan losses | 28,665,000 | 28,529,000 | 28,543,000 | 28,575,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,428,956,000 | 3,372,380,000 | 3,409,204,000 | 3,484,698,000 |
| Interest-bearing deposits | 3,196,988,000 | 3,159,031,000 | 3,168,620,000 | 3,180,104,000 |
| Noninterest-bearing deposits | 231,968,000 | 213,349,000 | 240,584,000 | 304,594,000 |
| Equity capital | 399,978,000 | 404,396,000 | 411,434,000 | 409,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 51,933,000 | 105,715,000 | 161,888,000 | 218,608,000 |
| Interest expense | 30,142,000 | 59,308,000 | 89,742,000 | 119,206,000 |
| Net interest income | 21,791,000 | 46,407,000 | 72,146,000 | 99,402,000 |
| Noninterest income | 7,960,000 | 17,482,000 | 33,565,000 | 45,742,000 |
| Noninterest expense | 19,366,000 | 39,053,000 | 55,415,000 | 79,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,502,000 | 24,976,000 | 50,507,000 | 66,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,502,000 | 24,976,000 | 50,507,000 | 66,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 399,978,000 | 404,396,000 | 411,434,000 | 409,499,000 |