Call reports 2023
UNION SAVINGS BANK — 2023
What UNION SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,391,585,000 | 3,628,636,000 | 3,825,520,000 | 3,923,651,000 |
| Total loans | 2,993,316,000 | 3,205,598,000 | 3,385,925,000 | 3,452,869,000 |
| Allowance for loan losses | 28,102,000 | 28,105,000 | 28,551,000 | 28,565,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,788,012,000 | 2,799,628,000 | 2,911,189,000 | 3,050,979,000 |
| Interest-bearing deposits | 2,568,859,000 | 2,603,061,000 | 2,700,708,000 | 2,805,755,000 |
| Noninterest-bearing deposits | 219,153,000 | 196,567,000 | 210,481,000 | 245,224,000 |
| Equity capital | 381,668,000 | 384,458,000 | 389,449,000 | 390,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 35,274,000 | 74,735,000 | 119,516,000 | 168,198,000 |
| Interest expense | 12,730,000 | 31,466,000 | 58,001,000 | 89,077,000 |
| Net interest income | 22,544,000 | 43,269,000 | 61,515,000 | 79,121,000 |
| Noninterest income | 7,284,000 | 18,662,000 | 28,048,000 | 34,765,000 |
| Noninterest expense | 16,785,000 | 32,838,000 | 49,813,000 | 70,417,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,152,000 | 29,092,000 | 39,536,000 | 43,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,152,000 | 29,092,000 | 39,536,000 | 43,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 381,668,000 | 384,458,000 | 389,449,000 | 390,592,000 |