Call reports 2022
UNION SAVINGS BANK — 2022
What UNION SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,301,973,000 | 3,234,934,000 | 3,217,178,000 | 3,307,068,000 |
| Total loans | 2,059,257,000 | 2,282,926,000 | 2,489,418,000 | 2,815,252,000 |
| Allowance for loan losses | 30,498,000 | 30,500,000 | 30,532,000 | 30,526,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,888,318,000 | 2,811,696,000 | 2,794,031,000 | 2,831,513,000 |
| Interest-bearing deposits | 2,609,326,000 | 2,569,025,000 | 2,561,130,000 | 2,558,112,000 |
| Noninterest-bearing deposits | 278,992,000 | 242,671,000 | 232,901,000 | 273,401,000 |
| Equity capital | 369,713,000 | 372,516,000 | 372,861,000 | 376,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 21,870,000 | 46,020,000 | 75,696,000 | 109,023,000 |
| Interest expense | 3,601,000 | 7,116,000 | 12,141,000 | 20,166,000 |
| Net interest income | 18,269,000 | 38,904,000 | 63,555,000 | 88,857,000 |
| Noninterest income | 9,970,000 | 21,969,000 | 30,727,000 | 38,563,000 |
| Noninterest expense | 16,285,000 | 33,788,000 | 53,982,000 | 78,835,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,602,000 | 26,733,000 | 39,433,000 | 47,708,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,602,000 | 26,733,000 | 39,433,000 | 47,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 369,713,000 | 372,516,000 | 372,861,000 | 376,552,000 |