Call reports 2021
UNION SAVINGS BANK — 2021
What UNION SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,586,294,000 | 3,354,391,000 | 3,347,338,000 | 3,463,554,000 |
| Total loans | 2,517,927,000 | 2,429,763,000 | 2,277,392,000 | 2,182,014,000 |
| Allowance for loan losses | 30,077,000 | 30,208,000 | 30,394,000 | 30,486,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,139,544,000 | 2,915,793,000 | 2,905,635,000 | 3,052,071,000 |
| Interest-bearing deposits | 2,700,741,000 | 2,607,469,000 | 2,608,333,000 | 2,673,520,000 |
| Noninterest-bearing deposits | 438,803,000 | 308,324,000 | 297,302,000 | 378,551,000 |
| Equity capital | 358,979,000 | 359,915,000 | 363,175,000 | 366,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 23,849,000 | 49,757,000 | 74,575,000 | 96,682,000 |
| Interest expense | 5,720,000 | 10,810,000 | 15,374,000 | 19,398,000 |
| Net interest income | 18,129,000 | 38,947,000 | 59,201,000 | 77,284,000 |
| Noninterest income | 41,129,000 | 71,142,000 | 97,892,000 | 124,414,000 |
| Noninterest expense | 16,373,000 | 35,107,000 | 52,761,000 | 77,549,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 42,722,000 | 74,741,000 | 103,965,000 | 122,511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,722,000 | 74,741,000 | 103,965,000 | 122,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 358,979,000 | 359,915,000 | 363,175,000 | 366,027,000 |
| Total capital | 383,751,000 | — | — | — |
| Risk-weighted assets | 1,954,403,000 | — | — | — |