Call reports 2020
UNION SAVINGS BANK — 2020
What UNION SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,168,704,000 | 3,286,074,000 | 3,372,211,000 | 3,480,903,000 |
| Total loans | 2,668,755,000 | 2,632,413,000 | 2,371,921,000 | 2,436,825,000 |
| Allowance for loan losses | 29,109,000 | 29,215,000 | 29,891,000 | 29,966,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,751,749,000 | 2,887,471,000 | 2,948,485,000 | 3,037,073,000 |
| Interest-bearing deposits | 2,461,100,000 | 2,612,039,000 | 2,556,826,000 | 2,590,142,000 |
| Noninterest-bearing deposits | 290,649,000 | 275,432,000 | 391,659,000 | 446,931,000 |
| Equity capital | 332,360,000 | 333,451,000 | 348,429,000 | 354,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 29,133,000 | 59,651,000 | 86,700,000 | 112,486,000 |
| Interest expense | 10,475,000 | 20,014,000 | 28,464,000 | 35,441,000 |
| Net interest income | 18,658,000 | 39,637,000 | 58,236,000 | 77,045,000 |
| Noninterest income | 15,049,000 | 34,232,000 | 92,228,000 | 141,922,000 |
| Noninterest expense | 16,805,000 | 35,454,000 | 64,037,000 | 81,657,000 |
| Provision for loan losses | 0 | 90,000 | 180,000 | 270,000 |
| Pretax income | 16,989,000 | 38,432,000 | 86,354,000 | 137,132,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,989,000 | 38,432,000 | 86,354,000 | 137,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 332,360,000 | 333,451,000 | 348,429,000 | 354,621,000 |
| Total capital | 356,047,000 | 358,709,000 | 375,953,000 | 381,608,000 |
| Risk-weighted assets | 1,868,927,000 | 2,008,388,000 | 2,196,346,000 | 2,147,802,000 |