Call reports 2019
UNION SAVINGS BANK — 2019
What UNION SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,742,072,000 | 2,801,777,000 | 3,067,245,000 | 3,079,626,000 |
| Total loans | 2,291,529,000 | 2,401,395,000 | 2,636,173,000 | 2,631,664,000 |
| Allowance for loan losses | 29,121,000 | 29,168,000 | 29,061,000 | 29,024,000 |
| Securities available for sale | 5,244,000 | 5,345,000 | 5,419,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,371,368,000 | 2,411,626,000 | 2,561,728,000 | 2,707,804,000 |
| Interest-bearing deposits | 2,185,176,000 | 2,224,987,000 | 2,330,351,000 | 2,296,371,000 |
| Noninterest-bearing deposits | 186,192,000 | 186,639,000 | 231,377,000 | 411,433,000 |
| Equity capital | 311,837,000 | 315,498,000 | 320,264,000 | 326,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 27,607,000 | 56,034,000 | 86,673,000 | 116,641,000 |
| Interest expense | 8,606,000 | 18,102,000 | 28,971,000 | 39,593,000 |
| Net interest income | 19,001,000 | 37,932,000 | 57,702,000 | 77,048,000 |
| Noninterest income | 6,935,000 | 16,653,000 | 26,067,000 | 40,110,000 |
| Noninterest expense | 13,732,000 | 27,691,000 | 41,815,000 | 57,783,000 |
| Provision for loan losses | 60,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 12,144,000 | 26,814,000 | 41,874,000 | 59,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,144,000 | 26,814,000 | 41,874,000 | 59,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 277,699,000 | 282,371,000 | 287,656,000 | 292,850,000 |
| Total capital | 300,123,000 | 305,602,000 | 312,676,000 | 318,087,000 |
| Risk-weighted assets | 1,750,499,000 | 1,815,126,000 | 1,960,381,000 | 1,976,913,000 |