Call reports 2018
UNION SAVINGS BANK — 2018
What UNION SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,708,333,000 | 2,797,968,000 | 2,792,770,000 | 2,750,944,000 |
| Total loans | 2,290,712,000 | 2,396,111,000 | 2,400,314,000 | 2,264,099,000 |
| Allowance for loan losses | 27,566,000 | 27,642,000 | 27,679,000 | 27,558,000 |
| Securities available for sale | 5,084,000 | 5,068,000 | 5,063,000 | 5,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,360,404,000 | 2,291,182,000 | 2,330,391,000 | 2,400,136,000 |
| Interest-bearing deposits | 2,153,443,000 | 2,141,175,000 | 2,159,352,000 | 2,202,696,000 |
| Noninterest-bearing deposits | 206,961,000 | 150,007,000 | 171,039,000 | 197,440,000 |
| Equity capital | 298,029,000 | 301,095,000 | 308,113,000 | 307,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 24,620,000 | 50,532,000 | 77,741,000 | 105,009,000 |
| Interest expense | 5,191,000 | 10,992,000 | 18,102,000 | 26,160,000 |
| Net interest income | 19,429,000 | 39,540,000 | 59,639,000 | 78,849,000 |
| Noninterest income | 10,790,000 | 18,047,000 | 27,734,000 | 36,418,000 |
| Noninterest expense | 16,050,000 | 31,054,000 | 46,897,000 | 59,952,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 14,109,000 | 26,413,000 | 40,296,000 | 55,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,109,000 | 26,413,000 | 40,296,000 | 55,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 261,232,000 | 265,344,000 | 273,118,000 | 272,530,000 |
| Total capital | 283,751,000 | 288,443,000 | 296,379,000 | 294,776,000 |
| Risk-weighted assets | 1,759,151,000 | 1,807,057,000 | 1,820,495,000 | 1,737,584,000 |