Call reports 2017
UNION SAVINGS BANK — 2017
What UNION SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,831,139,000 | 2,749,251,000 | 2,816,983,000 | 2,746,734,000 |
| Total loans | 2,299,134,000 | 2,283,641,000 | 2,368,248,000 | 2,272,867,000 |
| Allowance for loan losses | 27,322,000 | 27,264,000 | 27,073,000 | 27,447,000 |
| Securities available for sale | 44,219,000 | 3,125,000 | 3,145,000 | 5,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,297,755,000 | 2,292,523,000 | 2,340,330,000 | 2,409,408,000 |
| Interest-bearing deposits | 2,103,842,000 | 2,111,018,000 | 2,111,019,000 | 2,171,897,000 |
| Noninterest-bearing deposits | 193,913,000 | 181,505,000 | 229,311,000 | 237,511,000 |
| Equity capital | 274,139,000 | 281,218,000 | 285,241,000 | 292,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 23,337,000 | 47,430,000 | 71,494,000 | 96,290,000 |
| Interest expense | 4,609,000 | 9,509,000 | 14,712,000 | 20,099,000 |
| Net interest income | 18,728,000 | 37,921,000 | 56,782,000 | 76,191,000 |
| Noninterest income | 14,165,000 | 25,349,000 | 33,341,000 | 46,408,000 |
| Noninterest expense | 18,299,000 | 31,306,000 | 44,836,000 | 58,330,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 14,534,000 | 31,854,000 | 45,117,000 | 63,962,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,534,000 | 31,854,000 | 45,117,000 | 63,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 235,644,000 | 242,786,000 | 247,377,000 | 255,275,000 |
| Total capital | 257,567,000 | 264,568,000 | 269,152,000 | 277,597,000 |
| Risk-weighted assets | 1,709,549,000 | 1,698,361,000 | 1,729,002,000 | 1,742,005,000 |