Call reports 2016
UNION SAVINGS BANK — 2016
What UNION SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,571,378,000 | 2,675,254,000 | 2,848,351,000 | 2,925,022,000 |
| Total loans | 2,154,384,000 | 2,254,233,000 | 2,385,308,000 | 2,456,585,000 |
| Allowance for loan losses | 27,277,000 | 27,073,000 | 27,128,000 | 27,268,000 |
| Securities available for sale | 4,318,000 | 47,003,000 | 46,321,000 | 45,012,000 |
| Securities held to maturity | 39,846,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,259,581,000 | 2,224,447,000 | 2,315,276,000 | 2,376,713,000 |
| Interest-bearing deposits | 2,001,566,000 | 2,039,833,000 | 2,060,800,000 | 2,110,499,000 |
| Noninterest-bearing deposits | 258,015,000 | 184,614,000 | 254,476,000 | 266,214,000 |
| Equity capital | 254,053,000 | 260,817,000 | 263,749,000 | 267,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 21,476,000 | 43,809,000 | 67,589,000 | 90,543,000 |
| Interest expense | 4,102,000 | 8,320,000 | 12,791,000 | 17,347,000 |
| Net interest income | 17,374,000 | 35,489,000 | 54,798,000 | 73,196,000 |
| Noninterest income | 11,889,000 | 24,853,000 | 38,449,000 | 57,429,000 |
| Noninterest expense | 15,640,000 | 31,778,000 | 48,066,000 | 65,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,623,000 | 28,564,000 | 45,181,000 | 65,432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,623,000 | 28,564,000 | 45,181,000 | 65,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,461,000 | 233,628,000 | 235,976,000 | 238,846,000 |
| Total capital | 246,259,000 | 254,530,000 | 258,410,000 | 261,994,000 |
| Risk-weighted assets | 1,546,821,000 | 1,633,927,000 | 1,760,429,000 | 1,805,176,000 |