Call reports 2015
UNION SAVINGS BANK — 2015
What UNION SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,606,143,000 | 2,453,246,000 | 2,445,592,000 | 2,652,711,000 |
| Total loans | 2,206,482,000 | 1,991,754,000 | 1,978,044,000 | 2,225,166,000 |
| Allowance for loan losses | 26,626,000 | 26,666,000 | 27,038,000 | 27,283,000 |
| Securities available for sale | 2,049,000 | 2,034,000 | 3,072,000 | 3,056,000 |
| Securities held to maturity | 44,968,000 | 44,048,000 | 42,613,000 | 41,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,165,098,000 | 2,133,168,000 | 2,151,936,000 | 2,220,368,000 |
| Interest-bearing deposits | 1,955,777,000 | 1,975,054,000 | 1,973,387,000 | 2,001,566,000 |
| Noninterest-bearing deposits | 209,321,000 | 158,114,000 | 178,549,000 | 218,802,000 |
| Equity capital | 250,740,000 | 256,566,000 | 255,137,000 | 257,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 20,396,000 | 40,854,000 | 61,894,000 | 83,454,000 |
| Interest expense | 3,669,000 | 7,508,000 | 11,394,000 | 15,365,000 |
| Net interest income | 16,727,000 | 33,346,000 | 50,500,000 | 68,089,000 |
| Noninterest income | 10,069,000 | 30,938,000 | 44,192,000 | 52,256,000 |
| Noninterest expense | 14,225,000 | 32,028,000 | 45,128,000 | 64,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,571,000 | 32,256,000 | 49,564,000 | 56,232,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 12,571,000 | 32,256,000 | 49,564,000 | 56,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 233,596,000 | 238,496,000 | 236,671,000 | 239,920,000 |
| Total capital | 252,077,000 | 255,880,000 | 254,048,000 | 259,478,000 |
| Risk-weighted assets | 1,449,964,000 | 1,361,143,000 | 1,359,827,000 | 1,536,997,000 |