Call report 2015Q4
NORSTATES BANK — 2015Q4
The 22 measures NORSTATES BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 483,554,000 | USD | evidence → |
| Total loans | 237,327,000 | USD | evidence → |
| Allowance for loan losses | 6,011,000 | USD | evidence → |
| Securities available for sale | 97,788,000 | USD | evidence → |
| Securities held to maturity | 10,564,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 398,238,000 | USD | evidence → |
| Interest-bearing deposits | 301,508,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,730,000 | USD | evidence → |
| Equity capital | 63,929,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,364,000 | USD | evidence → |
| Interest expense | 404,000 | USD | evidence → |
| Net interest income | 12,960,000 | USD | evidence → |
| Noninterest income | 2,265,000 | USD | evidence → |
| Noninterest expense | 14,235,000 | USD | evidence → |
| Provision for loan losses | -689,000 | USD | evidence → |
| Pretax income | 1,849,000 | USD | evidence → |
| Income tax | -20,180,000 | USD | evidence → |
| Net income | 22,029,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,986,000 | USD | evidence → |
| Total capital | 52,753,000 | USD | evidence → |
| Risk-weighted assets | 289,955,000 | USD | evidence → |