Call reports 2009
NORSTATES BANK — 2009
What NORSTATES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 646,963,000 | 631,062,000 | 627,300,000 | 622,303,000 |
| Total loans | 475,010,000 | 473,937,000 | 449,669,000 | 431,286,000 |
| Allowance for loan losses | 11,914,000 | 14,861,000 | 23,345,000 | 18,027,000 |
| Securities available for sale | 96,556,000 | 94,948,000 | 123,962,000 | 133,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,680,000 | 503,781,000 | 523,930,000 | 519,233,000 |
| Interest-bearing deposits | 444,442,000 | 446,350,000 | 461,106,000 | 459,236,000 |
| Noninterest-bearing deposits | 80,238,000 | 57,431,000 | 62,824,000 | 59,997,000 |
| Equity capital | 61,401,000 | 70,374,000 | 54,825,000 | 49,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,789,000 | 15,003,000 | 22,377,000 | 29,338,000 |
| Interest expense | 2,873,000 | 5,403,000 | 7,706,000 | 9,732,000 |
| Net interest income | 4,916,000 | 9,600,000 | 14,671,000 | 19,606,000 |
| Noninterest income | 948,000 | 2,120,000 | 3,302,000 | 4,602,000 |
| Noninterest expense | 4,728,000 | 19,129,000 | 23,993,000 | 29,592,000 |
| Provision for loan losses | 1,704,000 | 4,919,000 | 18,635,000 | 23,215,000 |
| Pretax income | -568,000 | -12,956,000 | -27,707,000 | -27,743,000 |
| Income tax | -268,000 | -1,451,000 | 1,404,000 | 5,151,000 |
| Net income | -300,000 | -11,505,000 | -29,111,000 | -32,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,449,000 | 69,747,000 | 48,206,000 | 51,045,000 |
| Total capital | 57,296,000 | 76,385,000 | 54,667,000 | 56,970,000 |
| Risk-weighted assets | 542,668,000 | 522,856,000 | 500,013,000 | 461,925,000 |
Machine access — free, no API key
Every figure shown here about NORSTATES BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.