Call reports 2025
LAKESIDE BANK — 2025
What LAKESIDE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 307,777,000 | 332,583,000 | 404,641,000 | 383,994,000 |
| Total loans | 209,057,000 | 216,063,000 | 236,715,000 | 253,144,000 |
| Allowance for loan losses | 1,922,000 | 2,317,000 | 2,486,000 | 2,904,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,734,000 | 261,044,000 | 331,634,000 | 309,655,000 |
| Interest-bearing deposits | 201,528,000 | 218,788,000 | 289,616,000 | 271,158,000 |
| Noninterest-bearing deposits | 36,206,000 | 42,256,000 | 42,018,000 | 38,497,000 |
| Equity capital | 49,759,000 | 51,813,000 | 53,049,000 | 54,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,754,000 | 9,801,000 | 15,459,000 | 22,209,000 |
| Interest expense | 1,901,000 | 3,959,000 | 6,610,000 | 9,784,000 |
| Net interest income | 2,853,000 | 5,842,000 | 8,849,000 | 12,425,000 |
| Noninterest income | 89,000 | 200,000 | 312,000 | 424,000 |
| Noninterest expense | 2,062,000 | 4,088,000 | 6,085,000 | 7,918,000 |
| Provision for loan losses | -605,000 | -260,000 | -92,000 | 471,000 |
| Pretax income | 1,485,000 | 2,214,000 | 3,122,000 | 4,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,485,000 | 2,214,000 | 3,122,000 | 4,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,017,000 | 50,116,000 | 51,397,000 | 52,621,000 |