Call reports 2024
LAKESIDE BANK — 2024
What LAKESIDE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 370,187,000 | 366,221,000 | 346,858,000 | 307,991,000 |
| Total loans | 202,919,000 | 201,727,000 | 219,376,000 | 215,139,000 |
| Allowance for loan losses | 2,318,000 | 2,329,000 | 2,438,000 | 2,436,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,519,000 | 272,786,000 | 280,966,000 | 240,739,000 |
| Interest-bearing deposits | 237,000,000 | 231,173,000 | 241,312,000 | 204,695,000 |
| Noninterest-bearing deposits | 41,519,000 | 41,613,000 | 39,654,000 | 36,044,000 |
| Equity capital | 41,049,000 | 42,024,000 | 45,306,000 | 46,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,560,000 | 11,758,000 | 17,863,000 | 24,107,000 |
| Interest expense | 2,528,000 | 5,606,000 | 8,779,000 | 11,561,000 |
| Net interest income | 3,032,000 | 6,152,000 | 9,084,000 | 12,546,000 |
| Noninterest income | 47,000 | 101,000 | 176,000 | 307,000 |
| Noninterest expense | 1,402,000 | 2,975,000 | 3,965,000 | 5,530,000 |
| Provision for loan losses | 18,000 | 39,000 | 509,000 | 1,103,000 |
| Pretax income | 1,659,000 | 3,239,000 | 4,786,000 | 6,220,000 |
| Income tax | 0 | 32,000 | 32,000 | 32,000 |
| Net income | 1,659,000 | 3,207,000 | 4,754,000 | 6,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,127,000 | 40,147,000 | 43,474,000 | 45,037,000 |