Call reports 2023
LAKESIDE BANK — 2023
What LAKESIDE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 297,328,000 | 341,965,000 | 375,756,000 | 351,608,000 |
| Total loans | 154,649,000 | 168,046,000 | 187,228,000 | 191,590,000 |
| Allowance for loan losses | 1,190,000 | 1,190,000 | 1,901,000 | 2,389,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,700,000 | 255,292,000 | 287,388,000 | 261,276,000 |
| Interest-bearing deposits | 161,701,000 | 200,807,000 | 232,101,000 | 222,350,000 |
| Noninterest-bearing deposits | 50,999,000 | 54,485,000 | 55,287,000 | 38,926,000 |
| Equity capital | 36,135,000 | 37,387,000 | 38,472,000 | 40,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,731,000 | 8,414,000 | 14,310,000 | 20,372,000 |
| Interest expense | 919,000 | 2,331,000 | 4,619,000 | 7,137,000 |
| Net interest income | 2,812,000 | 6,083,000 | 9,691,000 | 13,235,000 |
| Noninterest income | 232,000 | 291,000 | 368,000 | 409,000 |
| Noninterest expense | 1,636,000 | 2,854,000 | 4,475,000 | 6,218,000 |
| Provision for loan losses | 80,000 | 80,000 | 831,000 | 1,342,000 |
| Pretax income | 1,328,000 | 3,440,000 | 4,753,000 | 6,084,000 |
| Income tax | 0 | 0 | 0 | -653,000 |
| Net income | 1,328,000 | 3,440,000 | 4,753,000 | 6,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,033,000 | 35,330,000 | 36,460,000 | 38,037,000 |