Call reports 2022
LAKESIDE BANK — 2022
What LAKESIDE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 209,260,000 | 216,203,000 | 243,038,000 | 273,359,000 |
| Total loans | 107,786,000 | 118,922,000 | 140,200,000 | 139,581,000 |
| Allowance for loan losses | 848,000 | 933,000 | 1,176,000 | 1,109,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,648,000 | 164,174,000 | 162,126,000 | 189,944,000 |
| Interest-bearing deposits | 59,119,000 | 53,273,000 | 58,010,000 | 87,623,000 |
| Noninterest-bearing deposits | 98,529,000 | 110,901,000 | 104,116,000 | 102,321,000 |
| Equity capital | 31,619,000 | 32,117,000 | 32,846,000 | 34,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,931,000 | 5,318,000 | 8,659,000 |
| Interest expense | 40,000 | 166,000 | 483,000 | 1,049,000 |
| Net interest income | 1,242,000 | 2,765,000 | 4,835,000 | 7,610,000 |
| Noninterest income | 68,000 | 144,000 | 209,000 | 275,000 |
| Noninterest expense | 856,000 | 1,863,000 | 2,890,000 | 3,924,000 |
| Provision for loan losses | 60,000 | 145,000 | 395,000 | 495,000 |
| Pretax income | 394,000 | 901,000 | 1,759,000 | 3,466,000 |
| Income tax | 84,000 | 192,000 | 372,000 | 729,000 |
| Net income | 310,000 | 709,000 | 1,387,000 | 2,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,337,000 | 29,880,000 | 30,654,000 | 32,603,000 |