Call reports 2021
LAKESIDE BANK — 2021
What LAKESIDE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 167,451,000 | 201,204,000 | 194,497,000 | 191,257,000 |
| Total loans | 105,007,000 | 101,608,000 | 101,872,000 | 103,545,000 |
| Allowance for loan losses | 294,000 | 409,000 | 659,000 | 809,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,693,000 | 169,357,000 | 162,581,000 | 158,751,000 |
| Interest-bearing deposits | 47,059,000 | 49,181,000 | 55,874,000 | 54,069,000 |
| Noninterest-bearing deposits | 88,635,000 | 120,177,000 | 106,707,000 | 104,682,000 |
| Equity capital | 29,941,000 | 30,369,000 | 30,808,000 | 31,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,320,000 | 3,723,000 | 5,188,000 |
| Interest expense | 17,000 | 35,000 | 53,000 | 70,000 |
| Net interest income | 1,020,000 | 2,285,000 | 3,670,000 | 5,118,000 |
| Noninterest income | 103,000 | 199,000 | 321,000 | 440,000 |
| Noninterest expense | 749,000 | 1,571,000 | 2,274,000 | 3,339,000 |
| Provision for loan losses | 15,000 | 125,000 | 375,000 | 525,000 |
| Pretax income | 359,000 | 788,000 | 1,342,000 | 1,694,000 |
| Income tax | 0 | 0 | 0 | 51,000 |
| Net income | 359,000 | 788,000 | 1,342,000 | 1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,479,000 | 27,952,000 | 28,436,000 | 28,981,000 |