Call reports 2020
LAKESIDE BANK — 2020
What LAKESIDE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 112,479,000 | 131,923,000 | 147,643,000 | 176,670,000 |
| Total loans | 25,317,000 | 59,179,000 | 73,942,000 | 81,691,000 |
| Allowance for loan losses | 217,000 | 217,000 | 267,000 | 284,000 |
| Securities available for sale | 20,067,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,853,000 | 104,464,000 | 116,476,000 | 145,572,000 |
| Interest-bearing deposits | 31,637,000 | 36,920,000 | 39,460,000 | 42,791,000 |
| Noninterest-bearing deposits | 53,216,000 | 67,544,000 | 77,016,000 | 102,781,000 |
| Equity capital | 26,657,000 | 26,444,000 | 29,533,000 | 29,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,166,000 | 1,966,000 | 2,786,000 |
| Interest expense | 29,000 | 52,000 | 54,000 | 71,000 |
| Net interest income | 614,000 | 1,114,000 | 1,912,000 | 2,715,000 |
| Noninterest income | 119,000 | 158,000 | 433,000 | 493,000 |
| Noninterest expense | 562,000 | 1,315,000 | 2,247,000 | 3,065,000 |
| Provision for loan losses | 157,000 | 157,000 | 207,000 | 224,000 |
| Pretax income | 14,000 | -200,000 | -109,000 | -81,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | -200,000 | -109,000 | -81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,340,000 | 23,832,000 | 26,982,000 | 27,055,000 |
| Total capital | 24,557,000 | 24,049,000 | 27,249,000 | 27,351,000 |
| Risk-weighted assets | 59,207,000 | 36,301,000 | 48,529,000 | 66,243,000 |