Call reports 2019
LAKESIDE BANK — 2019
What LAKESIDE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 61,257,000 | 62,514,000 | 83,882,000 | 110,264,000 |
| Total loans | 17,882,000 | 16,939,000 | 15,441,000 | 18,421,000 |
| Allowance for loan losses | 204,000 | 213,000 | 10,000 | 60,000 |
| Securities available for sale | 5,000 | 4,000 | 4,506,000 | 0 |
| Securities held to maturity | 6,968,000 | 6,479,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,818,000 | 55,890,000 | 58,226,000 | 82,942,000 |
| Interest-bearing deposits | 30,136,000 | 29,876,000 | 29,566,000 | 29,866,000 |
| Noninterest-bearing deposits | 24,682,000 | 26,013,000 | 28,660,000 | 53,076,000 |
| Equity capital | 6,349,000 | 6,461,000 | 24,590,000 | 26,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 989,000 | 181,000 | 740,000 |
| Interest expense | 20,000 | 44,000 | 8,000 | 32,000 |
| Net interest income | 469,000 | 945,000 | 173,000 | 708,000 |
| Noninterest income | 43,000 | 103,000 | 23,000 | 133,000 |
| Noninterest expense | 392,000 | 784,000 | 159,000 | 1,957,000 |
| Provision for loan losses | 9,000 | 18,000 | 10,000 | 62,000 |
| Pretax income | 111,000 | 246,000 | 27,000 | -1,178,000 |
| Income tax | 18,000 | 40,000 | 6,000 | 0 |
| Net income | 93,000 | 206,000 | 21,000 | -1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,350,000 | 6,446,000 | 22,175,000 | 23,677,000 |
| Total capital | 6,554,000 | 6,659,000 | 22,185,000 | 23,737,000 |
| Risk-weighted assets | 22,724,000 | 22,157,000 | 37,646,000 | 37,651,000 |