Call reports 2018
LAKESIDE BANK — 2018
What LAKESIDE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 67,241,000 | 67,024,000 | 64,704,000 | 62,457,000 |
| Total loans | 24,610,000 | 22,838,000 | 21,241,000 | 19,425,000 |
| Allowance for loan losses | 227,000 | 248,000 | 195,000 | 196,000 |
| Securities available for sale | 7,000 | 6,000 | 6,000 | 5,000 |
| Securities held to maturity | 9,249,000 | 9,436,000 | 7,833,000 | 7,709,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,855,000 | 60,754,000 | 58,308,000 | 56,079,000 |
| Interest-bearing deposits | 35,888,000 | 34,887,000 | 33,223,000 | 32,340,000 |
| Noninterest-bearing deposits | 24,968,000 | 25,867,000 | 25,085,000 | 23,739,000 |
| Equity capital | 6,150,000 | 6,207,000 | 6,316,000 | 6,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 951,000 | 1,420,000 | 1,928,000 |
| Interest expense | 19,000 | 37,000 | 54,000 | 74,000 |
| Net interest income | 449,000 | 914,000 | 1,366,000 | 1,854,000 |
| Noninterest income | 59,000 | 116,000 | 243,000 | 324,000 |
| Noninterest expense | 466,000 | 905,000 | 1,285,000 | 1,682,000 |
| Provision for loan losses | 9,000 | 30,000 | 99,000 | 108,000 |
| Pretax income | 33,000 | 95,000 | 225,000 | 388,000 |
| Income tax | 2,000 | 6,000 | 27,000 | 51,000 |
| Net income | 31,000 | 89,000 | 198,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,167,000 | 6,219,000 | 6,360,000 | 6,279,000 |
| Total capital | 6,394,000 | 6,467,000 | 6,555,000 | 6,475,000 |
| Risk-weighted assets | 28,034,000 | 27,413,000 | 25,341,000 | 24,096,000 |