Call reports 2017
LAKESIDE BANK — 2017
What LAKESIDE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,461,000 | 65,956,000 | 67,245,000 | 66,875,000 |
| Total loans | 27,301,000 | 27,815,000 | 26,463,000 | 24,604,000 |
| Allowance for loan losses | 223,000 | 232,000 | 241,000 | 218,000 |
| Securities available for sale | 8,000 | 8,000 | 7,000 | 7,000 |
| Securities held to maturity | 11,068,000 | 11,136,000 | 9,762,000 | 10,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,406,000 | 59,730,000 | 60,953,000 | 60,555,000 |
| Interest-bearing deposits | 34,980,000 | 34,699,000 | 35,966,000 | 35,591,000 |
| Noninterest-bearing deposits | 24,426,000 | 25,031,000 | 24,987,000 | 24,964,000 |
| Equity capital | 6,005,000 | 6,117,000 | 6,156,000 | 6,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 458,000 | 930,000 | 1,403,000 | 1,875,000 |
| Interest expense | 17,000 | 34,000 | 50,000 | 69,000 |
| Net interest income | 441,000 | 896,000 | 1,353,000 | 1,806,000 |
| Noninterest income | 87,000 | 159,000 | 221,000 | 288,000 |
| Noninterest expense | 385,000 | 761,000 | 1,288,000 | 1,700,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 101,000 |
| Pretax income | 134,000 | 276,000 | 259,000 | 293,000 |
| Income tax | 26,000 | 57,000 | 0 | 72,000 |
| Net income | 108,000 | 219,000 | 259,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,005,000 | 6,117,000 | 6,156,000 | 6,136,000 |
| Total capital | 6,229,000 | 6,349,000 | 6,397,000 | 6,354,000 |
| Risk-weighted assets | 29,294,000 | 29,449,000 | 29,166,000 | 27,772,000 |