Call reports 2016
LAKESIDE BANK — 2016
What LAKESIDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,270,000 | 61,964,000 | 64,192,000 | 65,021,000 |
| Total loans | 23,964,000 | 23,917,000 | 25,134,000 | 27,651,000 |
| Allowance for loan losses | 213,000 | 257,000 | 207,000 | 230,000 |
| Securities available for sale | 11,000 | 10,000 | 10,000 | 9,000 |
| Securities held to maturity | 12,700,000 | 12,912,000 | 10,813,000 | 11,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,475,000 | 56,124,000 | 58,273,000 | 59,050,000 |
| Interest-bearing deposits | 31,779,000 | 32,164,000 | 33,951,000 | 35,228,000 |
| Noninterest-bearing deposits | 24,695,000 | 23,960,000 | 24,322,000 | 23,822,000 |
| Equity capital | 5,735,000 | 5,750,000 | 5,800,000 | 5,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 422,000 | 849,000 | 1,286,000 | 1,738,000 |
| Interest expense | 15,000 | 29,000 | 43,000 | 59,000 |
| Net interest income | 407,000 | 820,000 | 1,243,000 | 1,679,000 |
| Noninterest income | 79,000 | 138,000 | 180,000 | 273,000 |
| Noninterest expense | 381,000 | 769,000 | 1,149,000 | 1,578,000 |
| Provision for loan losses | 9,000 | 73,000 | 103,000 | 112,000 |
| Pretax income | 96,000 | 116,000 | 171,000 | 262,000 |
| Income tax | 10,000 | 15,000 | 19,000 | 14,000 |
| Net income | 86,000 | 101,000 | 152,000 | 248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,735,000 | 5,750,000 | 5,800,000 | 5,896,000 |
| Total capital | 5,948,000 | 6,007,000 | 6,007,000 | 6,126,000 |
| Risk-weighted assets | 27,128,000 | 26,655,000 | 27,866,000 | 29,631,000 |