Call reports 2015
LAKESIDE BANK — 2015
What LAKESIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 60,676,000 | 59,542,000 | 61,291,000 | 62,112,000 |
| Total loans | 24,033,000 | 23,742,000 | 22,993,000 | 23,478,000 |
| Allowance for loan losses | 299,000 | 246,000 | 257,000 | 234,000 |
| Securities available for sale | 15,000 | 280,000 | 280,000 | 279,000 |
| Securities held to maturity | 14,623,000 | 15,001,000 | 12,649,000 | 13,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,904,000 | 53,676,000 | 55,450,000 | 56,393,000 |
| Interest-bearing deposits | 31,817,000 | 30,972,000 | 31,443,000 | 31,643,000 |
| Noninterest-bearing deposits | 23,086,000 | 22,705,000 | 24,008,000 | 24,750,000 |
| Equity capital | 5,716,000 | 5,819,000 | 5,763,000 | 5,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 882,000 | 1,316,000 | 1,749,000 |
| Interest expense | 11,000 | 22,000 | 37,000 | 49,000 |
| Net interest income | 430,000 | 860,000 | 1,279,000 | 1,700,000 |
| Noninterest income | 66,000 | 183,000 | 206,000 | 280,000 |
| Noninterest expense | 382,000 | 870,000 | 1,196,000 | 1,587,000 |
| Provision for loan losses | 9,000 | -34,000 | -25,000 | -16,000 |
| Pretax income | 105,000 | 208,000 | 315,000 | 410,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 54,000 |
| Net income | 104,000 | 205,000 | 311,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,599,000 | 5,819,000 | 5,763,000 | 5,648,000 |
| Total capital | 5,898,000 | 6,065,000 | 6,020,000 | 5,882,000 |
| Risk-weighted assets | 26,883,000 | 27,857,000 | 26,385,000 | 27,524,000 |