Call reports 2014
LAKESIDE BANK — 2014
What LAKESIDE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 57,724,000 | 60,048,000 | 60,413,000 | 61,920,000 |
| Total loans | 20,519,000 | 20,827,000 | 22,455,000 | 23,598,000 |
| Allowance for loan losses | 267,000 | 276,000 | 285,000 | 293,000 |
| Securities available for sale | 19,000 | 18,000 | 17,000 | 16,000 |
| Securities held to maturity | 17,675,000 | 17,934,000 | 16,618,000 | 16,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,185,000 | 54,370,000 | 54,759,000 | 56,224,000 |
| Interest-bearing deposits | 29,455,000 | 30,836,000 | 30,959,000 | 32,063,000 |
| Noninterest-bearing deposits | 22,730,000 | 23,534,000 | 23,800,000 | 24,161,000 |
| Equity capital | 5,492,000 | 5,602,000 | 5,563,000 | 5,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 820,000 | 1,252,000 | 1,732,000 |
| Interest expense | 13,000 | 25,000 | 37,000 | 48,000 |
| Net interest income | 398,000 | 795,000 | 1,215,000 | 1,684,000 |
| Noninterest income | 87,000 | 176,000 | 260,000 | 334,000 |
| Noninterest expense | 372,000 | 738,000 | 1,111,000 | 1,495,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 104,000 | 215,000 | 337,000 | 487,000 |
| Income tax | 2,000 | 3,000 | 5,000 | -55,000 |
| Net income | 102,000 | 212,000 | 332,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,430,000 | 5,540,000 | 5,501,000 | 5,495,000 |
| Total capital | 5,697,000 | 5,816,000 | 5,786,000 | 5,788,000 |
| Risk-weighted assets | 28,196,000 | 27,607,000 | 28,215,000 | 28,833,000 |