Call reports 2010
MERCER COUNTY STATE BANK — 2010
What MERCER COUNTY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 284,063,000 | 284,095,000 | 286,140,000 | 287,022,000 |
| Total loans | 155,909,000 | 156,757,000 | 156,715,000 | 156,040,000 |
| Allowance for loan losses | 1,799,000 | 1,908,000 | 1,984,000 | 2,319,000 |
| Securities available for sale | 101,429,000 | 97,617,000 | 103,959,000 | 103,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,591,000 | 235,521,000 | 239,655,000 | 245,069,000 |
| Interest-bearing deposits | 192,475,000 | 193,238,000 | 197,147,000 | 199,285,000 |
| Noninterest-bearing deposits | 39,116,000 | 42,283,000 | 42,508,000 | 45,784,000 |
| Equity capital | 28,471,000 | 29,237,000 | 29,698,000 | 27,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,468,000 | 6,874,000 | 10,190,000 | 13,254,000 |
| Interest expense | 1,156,000 | 2,221,000 | 3,172,000 | 4,073,000 |
| Net interest income | 2,312,000 | 4,653,000 | 7,018,000 | 9,181,000 |
| Noninterest income | 680,000 | 1,426,000 | 2,094,000 | 2,703,000 |
| Noninterest expense | 2,237,000 | 4,371,000 | 6,656,000 | 9,060,000 |
| Provision for loan losses | 150,000 | 300,000 | 475,000 | 825,000 |
| Pretax income | 619,000 | 1,386,000 | 1,988,000 | 2,032,000 |
| Income tax | 99,000 | 249,000 | 352,000 | 264,000 |
| Net income | 520,000 | 1,137,000 | 1,636,000 | 1,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,640,000 | 25,741,000 | 26,241,000 | 25,964,000 |
| Total capital | 27,439,000 | 27,649,000 | 28,225,000 | 28,061,000 |
| Risk-weighted assets | 181,923,000 | 182,162,000 | 182,318,000 | 181,383,000 |
Machine access — free, no API key
Every figure shown here about MERCER COUNTY STATE BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.