Call report 2015Q4
HERITAGE STATE BANK — 2015Q4
The 22 measures HERITAGE STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,412,000 | USD | evidence → |
| Total loans | 77,780,000 | USD | evidence → |
| Allowance for loan losses | 1,418,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,486,000 | USD | evidence → |
| Interest-bearing deposits | 60,433,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,053,000 | USD | evidence → |
| Equity capital | 8,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,451,000 | USD | evidence → |
| Interest expense | 252,000 | USD | evidence → |
| Net interest income | 4,199,000 | USD | evidence → |
| Noninterest income | 98,000 | USD | evidence → |
| Noninterest expense | 2,649,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 1,676,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,676,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,734,000 | USD | evidence → |
| Total capital | 9,761,000 | USD | evidence → |
| Risk-weighted assets | 81,807,000 | USD | evidence → |