Call reports 2025
WASHITA VALLEY BANK — 2025
What WASHITA VALLEY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 63,597,000 | 64,824,000 | 63,264,000 | 61,047,000 |
| Total loans | 29,998,000 | 28,379,000 | 30,244,000 | 31,796,000 |
| Allowance for loan losses | 612,000 | 657,000 | 623,000 | 662,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,078,000 | 19,380,000 | 19,830,000 | 18,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,995,000 | 56,416,000 | 54,662,000 | 52,476,000 |
| Interest-bearing deposits | 45,996,000 | 47,368,000 | 45,658,000 | 43,433,000 |
| Noninterest-bearing deposits | 8,999,000 | 9,048,000 | 9,004,000 | 9,043,000 |
| Equity capital | 8,156,000 | 8,050,000 | 8,218,000 | 8,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,544,000 | 2,396,000 | 3,274,000 |
| Interest expense | 229,000 | 466,000 | 703,000 | 936,000 |
| Net interest income | 558,000 | 1,078,000 | 1,693,000 | 2,338,000 |
| Noninterest income | 65,000 | 138,000 | 170,000 | 217,000 |
| Noninterest expense | 434,000 | 869,000 | 1,286,000 | 1,784,000 |
| Provision for loan losses | 40,000 | 85,000 | 140,000 | 215,000 |
| Pretax income | 149,000 | 262,000 | 437,000 | 556,000 |
| Income tax | 29,000 | 46,000 | 83,000 | 103,000 |
| Net income | 120,000 | 216,000 | 354,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,156,000 | 8,050,000 | 8,218,000 | 8,178,000 |
| Total capital | — | 8,601,000 | — | 8,768,000 |
| Risk-weighted assets | — | 43,962,000 | — | 47,190,000 |