Call reports 2024
WASHITA VALLEY BANK — 2024
What WASHITA VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 60,273,000 | 60,661,000 | 59,130,000 | 58,964,000 |
| Total loans | 29,194,000 | 27,505,000 | 28,476,000 | 30,427,000 |
| Allowance for loan losses | 488,000 | 462,000 | 548,000 | 572,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,143,000 | 14,781,000 | 13,593,000 | 13,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,923,000 | 52,332,000 | 50,549,000 | 50,552,000 |
| Interest-bearing deposits | 43,852,000 | 43,519,000 | 42,085,000 | 41,196,000 |
| Noninterest-bearing deposits | 8,071,000 | 8,813,000 | 8,464,000 | 9,356,000 |
| Equity capital | 7,977,000 | 7,962,000 | 8,164,000 | 8,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,567,000 | 2,370,000 | 3,166,000 |
| Interest expense | 208,000 | 423,000 | 646,000 | 870,000 |
| Net interest income | 537,000 | 1,144,000 | 1,724,000 | 2,296,000 |
| Noninterest income | 64,000 | 133,000 | 193,000 | 265,000 |
| Noninterest expense | 393,000 | 790,000 | 1,193,000 | 1,685,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 178,000 | 427,000 | 634,000 | 756,000 |
| Income tax | 35,000 | 88,000 | 129,000 | 151,000 |
| Net income | 143,000 | 339,000 | 505,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,977,000 | 7,962,000 | 8,164,000 | 8,249,000 |