Call reports 2023
WASHITA VALLEY BANK — 2023
What WASHITA VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 59,036,000 | 60,426,000 | 58,264,000 | 55,733,000 |
| Total loans | 26,429,000 | 26,100,000 | 26,040,000 | 28,784,000 |
| Allowance for loan losses | 398,000 | 414,000 | 430,000 | 479,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,738,000 | 15,739,000 | 16,062,000 | 15,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,706,000 | 52,202,000 | 49,893,000 | 47,604,000 |
| Interest-bearing deposits | 41,209,000 | 42,534,000 | 40,812,000 | 38,497,000 |
| Noninterest-bearing deposits | 9,497,000 | 9,668,000 | 9,081,000 | 9,107,000 |
| Equity capital | 8,014,000 | 7,929,000 | 8,036,000 | 7,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,305,000 | 2,003,000 | 2,715,000 |
| Interest expense | 97,000 | 238,000 | 423,000 | 618,000 |
| Net interest income | 544,000 | 1,067,000 | 1,580,000 | 2,097,000 |
| Noninterest income | 61,000 | 119,000 | 164,000 | 238,000 |
| Noninterest expense | 375,000 | 717,000 | 1,070,000 | 1,524,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 195,000 |
| Pretax income | 215,000 | 439,000 | 629,000 | 616,000 |
| Income tax | 46,000 | 92,000 | 125,000 | 152,000 |
| Net income | 169,000 | 347,000 | 504,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,014,000 | 7,929,000 | 8,035,000 | 7,834,000 |