Call reports 2022
WASHITA VALLEY BANK — 2022
What WASHITA VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 53,853,000 | 53,414,000 | 55,164,000 | 54,296,000 |
| Total loans | 26,694,000 | 26,269,000 | 25,472,000 | 26,143,000 |
| Allowance for loan losses | 353,000 | 366,000 | 377,000 | 385,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,012,000 | 15,720,000 | 15,971,000 | 15,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,586,000 | 45,351,000 | 46,961,000 | 46,211,000 |
| Interest-bearing deposits | 37,272,000 | 36,799,000 | 38,156,000 | 36,917,000 |
| Noninterest-bearing deposits | 8,314,000 | 8,552,000 | 8,805,000 | 9,294,000 |
| Equity capital | 7,909,000 | 7,807,000 | 7,923,000 | 7,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,086,000 | 1,640,000 | 2,219,000 |
| Interest expense | 26,000 | 52,000 | 89,000 | 154,000 |
| Net interest income | 516,000 | 1,034,000 | 1,551,000 | 2,065,000 |
| Noninterest income | 60,000 | 106,000 | 160,000 | 211,000 |
| Noninterest expense | 363,000 | 706,000 | 1,041,000 | 1,471,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 198,000 | 404,000 | 625,000 | 745,000 |
| Income tax | 40,000 | 84,000 | 130,000 | 153,000 |
| Net income | 158,000 | 320,000 | 495,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,909,000 | 7,807,000 | 7,923,000 | 7,819,000 |