Call reports 2021
WASHITA VALLEY BANK — 2021
What WASHITA VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 49,883,000 | 49,898,000 | 48,841,000 | 49,111,000 |
| Total loans | 28,356,000 | 26,826,000 | 25,555,000 | 26,713,000 |
| Allowance for loan losses | 307,000 | 326,000 | 334,000 | 339,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,575,000 | 10,196,000 | 10,544,000 | 11,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,734,000 | 41,655,000 | 40,481,000 | 40,971,000 |
| Interest-bearing deposits | 33,231,000 | 33,794,000 | 33,108,000 | 32,844,000 |
| Noninterest-bearing deposits | 8,503,000 | 7,861,000 | 7,373,000 | 8,127,000 |
| Equity capital | 7,827,000 | 7,889,000 | 8,006,000 | 7,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,025,000 | 1,519,000 | 2,391,000 |
| Interest expense | 35,000 | 68,000 | 99,000 | 125,000 |
| Net interest income | 480,000 | 957,000 | 1,420,000 | 2,266,000 |
| Noninterest income | 261,000 | 486,000 | 547,000 | 235,000 |
| Noninterest expense | 347,000 | 695,000 | 1,051,000 | 1,494,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 364,000 | 688,000 | 826,000 | 837,000 |
| Income tax | 93,000 | 160,000 | 188,000 | 184,000 |
| Net income | 271,000 | 528,000 | 638,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,827,000 | 7,889,000 | 8,006,000 | 7,877,000 |