Call reports 2019
WASHITA VALLEY BANK — 2019
What WASHITA VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 43,561,000 | 43,351,000 | 42,290,000 | 42,172,000 |
| Total loans | 26,185,000 | 25,194,000 | 25,651,000 | 26,549,000 |
| Allowance for loan losses | 160,000 | 416,000 | 398,000 | 375,000 |
| Securities available for sale | 864,000 | 1,153,000 | 1,143,000 | 1,126,000 |
| Securities held to maturity | 9,943,000 | 9,980,000 | 9,412,000 | 9,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,684,000 | 35,749,000 | 34,481,000 | 34,436,000 |
| Interest-bearing deposits | 29,625,000 | 29,269,000 | 28,787,000 | 28,174,000 |
| Noninterest-bearing deposits | 6,059,000 | 6,480,000 | 5,694,000 | 6,262,000 |
| Equity capital | 7,642,000 | 7,376,000 | 7,557,000 | 7,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,150,000 | 1,709,000 | 2,267,000 |
| Interest expense | 59,000 | 123,000 | 188,000 | 259,000 |
| Net interest income | 507,000 | 1,027,000 | 1,521,000 | 2,008,000 |
| Noninterest income | 62,000 | 118,000 | 177,000 | 243,000 |
| Noninterest expense | 305,000 | 607,000 | 916,000 | 1,293,000 |
| Provision for loan losses | 30,000 | 310,000 | 320,000 | 320,000 |
| Pretax income | 234,000 | 228,000 | 462,000 | 638,000 |
| Income tax | 58,000 | 118,000 | 171,000 | 208,000 |
| Net income | 176,000 | 110,000 | 291,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,642,000 | 7,376,000 | 7,557,000 | 7,496,000 |
| Total capital | 7,802,000 | 7,792,000 | 7,955,000 | 7,871,000 |
| Risk-weighted assets | 34,432,000 | 33,854,000 | 33,581,000 | 34,568,000 |