Call reports 2018
WASHITA VALLEY BANK — 2018
What WASHITA VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,872,000 | 43,295,000 | 41,268,000 | 40,834,000 |
| Total loans | 22,616,000 | 22,837,000 | 24,862,000 | 26,238,000 |
| Allowance for loan losses | 87,000 | 108,000 | 138,000 | 135,000 |
| Securities available for sale | 861,000 | 864,000 | 865,000 | 850,000 |
| Securities held to maturity | 11,498,000 | 11,357,000 | 10,561,000 | 10,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,253,000 | 35,746,000 | 33,531,000 | 33,214,000 |
| Interest-bearing deposits | 30,243,000 | 29,339,000 | 27,773,000 | 26,905,000 |
| Noninterest-bearing deposits | 6,010,000 | 6,407,000 | 5,758,000 | 6,309,000 |
| Equity capital | 7,426,000 | 7,394,000 | 7,560,000 | 7,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,038,000 | 1,583,000 | 2,136,000 |
| Interest expense | 47,000 | 93,000 | 150,000 | 205,000 |
| Net interest income | 464,000 | 945,000 | 1,433,000 | 1,931,000 |
| Noninterest income | 57,000 | 111,000 | 172,000 | 227,000 |
| Noninterest expense | 296,000 | 595,000 | 889,000 | 1,258,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 195,000 | 401,000 | 626,000 | 780,000 |
| Income tax | 57,000 | 94,000 | 148,000 | 185,000 |
| Net income | 138,000 | 307,000 | 478,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,426,000 | 7,394,000 | 7,560,000 | 7,457,000 |
| Total capital | 7,513,000 | 7,502,000 | 7,698,000 | 7,592,000 |
| Risk-weighted assets | 31,828,000 | 32,384,000 | 33,779,000 | 34,805,000 |