Call reports 2017
WASHITA VALLEY BANK — 2017
What WASHITA VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 42,597,000 | 42,761,000 | 40,897,000 | 41,388,000 |
| Total loans | 23,611,000 | 22,046,000 | 22,579,000 | 24,023,000 |
| Allowance for loan losses | 98,000 | 87,000 | 96,000 | 54,000 |
| Securities available for sale | 855,000 | 859,000 | 855,000 | 858,000 |
| Securities held to maturity | 12,499,000 | 12,561,000 | 11,911,000 | 11,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,082,000 | 35,363,000 | 33,362,000 | 33,972,000 |
| Interest-bearing deposits | 28,332,000 | 29,011,000 | 27,705,000 | 27,728,000 |
| Noninterest-bearing deposits | 6,750,000 | 6,352,000 | 5,657,000 | 6,244,000 |
| Equity capital | 7,344,000 | 7,279,000 | 7,395,000 | 7,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,021,000 | 1,525,000 | 2,036,000 |
| Interest expense | 37,000 | 78,000 | 122,000 | 167,000 |
| Net interest income | 476,000 | 943,000 | 1,403,000 | 1,869,000 |
| Noninterest income | 55,000 | 105,000 | 154,000 | 205,000 |
| Noninterest expense | 297,000 | 592,000 | 891,000 | 1,239,000 |
| Provision for loan losses | 15,000 | 33,000 | 59,000 | 89,000 |
| Pretax income | 219,000 | 423,000 | 607,000 | 746,000 |
| Income tax | 57,000 | 126,000 | 186,000 | 230,000 |
| Net income | 162,000 | 297,000 | 421,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,344,000 | 7,279,000 | 7,395,000 | 7,289,000 |
| Total capital | 7,442,000 | 7,366,000 | 7,491,000 | 7,343,000 |
| Risk-weighted assets | 33,684,000 | 31,453,000 | 31,759,000 | 33,088,000 |