Call reports 2016
WASHITA VALLEY BANK — 2016
What WASHITA VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,210,000 | 40,784,000 | 40,620,000 | 40,602,000 |
| Total loans | 22,305,000 | 21,478,000 | 21,532,000 | 22,754,000 |
| Allowance for loan losses | 63,000 | 70,000 | 67,000 | 89,000 |
| Securities available for sale | 836,000 | 839,000 | 842,000 | 848,000 |
| Securities held to maturity | 13,576,000 | 13,486,000 | 12,960,000 | 12,533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,896,000 | 33,551,000 | 33,227,000 | 33,300,000 |
| Interest-bearing deposits | 28,849,000 | 27,303,000 | 26,415,000 | 26,368,000 |
| Noninterest-bearing deposits | 5,047,000 | 6,248,000 | 6,812,000 | 6,932,000 |
| Equity capital | 7,179,000 | 7,135,000 | 7,279,000 | 7,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,016,000 | 1,505,000 | 2,009,000 |
| Interest expense | 37,000 | 74,000 | 111,000 | 147,000 |
| Net interest income | 473,000 | 942,000 | 1,394,000 | 1,862,000 |
| Noninterest income | 57,000 | 107,000 | 160,000 | 208,000 |
| Noninterest expense | 279,000 | 555,000 | 843,000 | 1,182,000 |
| Provision for loan losses | 5,000 | 15,000 | 30,000 | 60,000 |
| Pretax income | 246,000 | 479,000 | 681,000 | 828,000 |
| Income tax | 62,000 | 138,000 | 197,000 | 241,000 |
| Net income | 184,000 | 341,000 | 484,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,179,000 | 7,135,000 | 7,279,000 | 7,180,000 |
| Total capital | 7,242,000 | 7,205,000 | 7,346,000 | 7,269,000 |
| Risk-weighted assets | 31,728,000 | 31,514,000 | 31,148,000 | 32,182,000 |