Call reports 2015
WASHITA VALLEY BANK — 2015
What WASHITA VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 42,401,000 | 41,155,000 | 39,404,000 | 39,776,000 |
| Total loans | 19,681,000 | 18,964,000 | 19,434,000 | 21,992,000 |
| Allowance for loan losses | 67,000 | 66,000 | 68,000 | 71,000 |
| Securities available for sale | 846,000 | 847,000 | 827,000 | 836,000 |
| Securities held to maturity | 15,680,000 | 15,424,000 | 15,140,000 | 14,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,516,000 | 34,220,000 | 32,283,000 | 32,039,000 |
| Interest-bearing deposits | 30,015,000 | 28,453,000 | 26,724,000 | 25,895,000 |
| Noninterest-bearing deposits | 5,501,000 | 5,767,000 | 5,559,000 | 6,144,000 |
| Equity capital | 6,864,000 | 6,875,000 | 7,009,000 | 7,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 990,000 | 1,473,000 | 1,969,000 |
| Interest expense | 39,000 | 79,000 | 116,000 | 152,000 |
| Net interest income | 464,000 | 911,000 | 1,357,000 | 1,817,000 |
| Noninterest income | 58,000 | 107,000 | 159,000 | 228,000 |
| Noninterest expense | 290,000 | 555,000 | 829,000 | 1,160,000 |
| Provision for loan losses | 15,000 | 15,000 | 20,000 | 30,000 |
| Pretax income | 217,000 | 448,000 | 667,000 | 855,000 |
| Income tax | 50,000 | 117,000 | 178,000 | 227,000 |
| Net income | 167,000 | 331,000 | 489,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,864,000 | 6,875,000 | 6,994,000 | 7,001,000 |
| Total capital | 6,931,000 | 6,941,000 | 7,062,000 | 7,072,000 |
| Risk-weighted assets | 31,999,000 | 32,224,000 | 29,897,000 | 31,560,000 |