Call reports 2014
WASHITA VALLEY BANK — 2014
What WASHITA VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 42,670,000 | 40,754,000 | 41,182,000 | 40,008,000 |
| Total loans | 16,784,000 | 17,207,000 | 16,870,000 | 19,788,000 |
| Allowance for loan losses | 99,000 | 94,000 | 80,000 | 69,000 |
| Securities available for sale | 864,000 | 880,000 | 867,000 | 846,000 |
| Securities held to maturity | 17,283,000 | 17,190,000 | 16,250,000 | 15,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,005,000 | 34,107,000 | 34,416,000 | 33,282,000 |
| Interest-bearing deposits | 30,845,000 | 29,162,000 | 28,607,000 | 27,547,000 |
| Noninterest-bearing deposits | 5,160,000 | 4,945,000 | 5,809,000 | 5,735,000 |
| Equity capital | 6,616,000 | 6,620,000 | 6,741,000 | 6,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 953,000 | 1,410,000 | 1,882,000 |
| Interest expense | 42,000 | 84,000 | 124,000 | 164,000 |
| Net interest income | 448,000 | 869,000 | 1,286,000 | 1,718,000 |
| Noninterest income | 56,000 | 106,000 | 152,000 | 140,000 |
| Noninterest expense | 281,000 | 566,000 | 844,000 | 1,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 223,000 | 409,000 | 594,000 | 665,000 |
| Income tax | 46,000 | 92,000 | 138,000 | 137,000 |
| Net income | 177,000 | 317,000 | 456,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,616,000 | 6,620,000 | 6,741,000 | 6,702,000 |
| Total capital | 6,715,000 | 6,714,000 | 6,821,000 | 6,771,000 |
| Risk-weighted assets | 29,097,000 | 28,932,000 | 28,538,000 | 30,545,000 |