Call reports 2013
WASHITA VALLEY BANK — 2013
What WASHITA VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,281,000 | 39,990,000 | 39,651,000 | 40,344,000 |
| Total loans | 15,632,000 | 16,144,000 | 15,605,000 | 17,938,000 |
| Allowance for loan losses | 87,000 | 83,000 | 83,000 | 79,000 |
| Securities available for sale | 889,000 | 858,000 | 863,000 | 861,000 |
| Securities held to maturity | 17,851,000 | 17,910,000 | 17,551,000 | 16,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,837,000 | 33,596,000 | 33,073,000 | 33,792,000 |
| Interest-bearing deposits | 30,022,000 | 29,183,000 | 28,858,000 | 28,575,000 |
| Noninterest-bearing deposits | 4,815,000 | 4,413,000 | 4,215,000 | 5,217,000 |
| Equity capital | 6,391,000 | 6,336,000 | 6,478,000 | 6,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 920,000 | 1,373,000 | 1,837,000 |
| Interest expense | 48,000 | 92,000 | 135,000 | 177,000 |
| Net interest income | 417,000 | 828,000 | 1,238,000 | 1,660,000 |
| Noninterest income | 51,000 | 97,000 | 144,000 | 196,000 |
| Noninterest expense | 269,000 | 546,000 | 811,000 | 1,136,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 379,000 | 571,000 | 720,000 |
| Income tax | 27,000 | 79,000 | 129,000 | 160,000 |
| Net income | 172,000 | 300,000 | 442,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,391,000 | 6,336,000 | 6,478,000 | 6,440,000 |
| Total capital | 6,478,000 | 6,419,000 | 6,561,000 | 6,519,000 |
| Risk-weighted assets | 28,136,000 | 28,228,000 | 27,613,000 | 29,299,000 |