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Call reports 2004

WASHITA VALLEY BANK — 2004

What WASHITA VALLEY BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/2aeaf0c7-cf15-402a-a377-c0caa5606e49/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets29,314,00029,097,00028,539,00028,113,000
Total loans10,864,0009,375,0009,578,00011,019,000
Allowance for loan losses235,000229,000130,000134,000
Securities available for sale414,000405,000410,000409,000
Securities held to maturity9,556,00010,876,00012,485,00010,821,000
Trading assets0000
Total deposits24,014,00023,908,00023,253,00022,884,000
Interest-bearing deposits20,599,00020,277,00019,849,00018,987,000
Noninterest-bearing deposits3,415,0003,631,0003,404,0003,897,000
Equity capital5,213,0005,128,0005,209,0005,128,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income352,000706,0001,046,0001,430,000
Interest expense79,000157,000233,000308,000
Net interest income273,000549,000813,0001,122,000
Noninterest income54,00099,000140,000182,000
Noninterest expense210,000422,000615,000862,000
Provision for loan losses0000
Pretax income117,000226,000338,000442,000
Income tax22,00058,00094,000128,000
Net income95,000168,000244,000314,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital5,213,0005,128,0005,209,0005,128,000
Total capital5,448,0005,353,0005,339,0005,262,000
Risk-weighted assets19,725,00018,031,00018,520,00019,021,000

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