Call reports 2025
COMMUNITY BANK, THE — 2025
What COMMUNITY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 164,586,000 | 166,519,000 | 171,715,000 | 173,769,000 |
| Total loans | 91,215,000 | 93,047,000 | 90,584,000 | 92,916,000 |
| Allowance for loan losses | 1,492,000 | 1,485,000 | 1,373,000 | 1,368,000 |
| Securities available for sale | 57,103,000 | 57,428,000 | 62,397,000 | 64,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,527,000 | 147,404,000 | 151,515,000 | 152,705,000 |
| Interest-bearing deposits | 104,468,000 | 104,124,000 | 108,637,000 | 108,470,000 |
| Noninterest-bearing deposits | 42,059,000 | 43,280,000 | 42,878,000 | 44,235,000 |
| Equity capital | 16,703,000 | 17,690,000 | 18,664,000 | 19,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,018,000 | 4,121,000 | 6,291,000 | 8,457,000 |
| Interest expense | 555,000 | 1,144,000 | 1,754,000 | 2,350,000 |
| Net interest income | 1,463,000 | 2,977,000 | 4,537,000 | 6,107,000 |
| Noninterest income | 226,000 | 477,000 | 734,000 | 1,009,000 |
| Noninterest expense | 1,102,000 | 2,217,000 | 3,391,000 | 4,580,000 |
| Provision for loan losses | 0 | 0 | -32,000 | -37,000 |
| Pretax income | 590,000 | 1,240,000 | 1,881,000 | 2,538,000 |
| Income tax | 138,000 | 292,000 | 443,000 | 598,000 |
| Net income | 452,000 | 948,000 | 1,438,000 | 1,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,707,000 | 21,203,000 | 21,693,000 | 22,196,000 |
| Total capital | 22,102,000 | 22,622,000 | 23,059,000 | 23,591,000 |
| Risk-weighted assets | 111,467,000 | 113,442,000 | 109,255,000 | 111,581,000 |