Call reports 2024
COMMUNITY BANK, THE — 2024
What COMMUNITY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 165,883,000 | 166,291,000 | 162,366,000 | 166,845,000 |
| Total loans | 84,738,000 | 90,408,000 | 87,720,000 | 89,781,000 |
| Allowance for loan losses | 1,515,000 | 1,508,000 | 1,493,000 | 1,500,000 |
| Securities available for sale | 66,619,000 | 63,423,000 | 60,813,000 | 59,679,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,432,000 | 148,218,000 | 144,419,000 | 149,671,000 |
| Interest-bearing deposits | 108,947,000 | 105,905,000 | 102,341,000 | 108,297,000 |
| Noninterest-bearing deposits | 41,485,000 | 42,313,000 | 42,078,000 | 41,374,000 |
| Equity capital | 13,892,000 | 14,544,000 | 16,500,000 | 15,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,948,000 | 4,010,000 | 6,054,000 | 8,106,000 |
| Interest expense | 599,000 | 1,285,000 | 1,922,000 | 2,505,000 |
| Net interest income | 1,349,000 | 2,725,000 | 4,132,000 | 5,601,000 |
| Noninterest income | 234,000 | 567,000 | 838,000 | 1,118,000 |
| Noninterest expense | 1,076,000 | 2,163,000 | 3,292,000 | 4,405,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 507,000 | 1,129,000 | 1,678,000 | 2,314,000 |
| Income tax | 120,000 | 247,000 | 374,000 | 541,000 |
| Net income | 387,000 | 882,000 | 1,304,000 | 1,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,178,000 | 19,673,000 | 20,095,000 | 20,564,000 |
| Total capital | 20,548,000 | 21,093,000 | 21,480,000 | 21,945,000 |
| Risk-weighted assets | 109,450,000 | 113,491,000 | 110,826,000 | 110,384,000 |