Call reports 2023
COMMUNITY BANK, THE — 2023
What COMMUNITY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 161,768,000 | 162,674,000 | 159,503,000 | 165,229,000 |
| Total loans | 76,775,000 | 79,444,000 | 81,565,000 | 81,721,000 |
| Allowance for loan losses | 1,559,000 | 1,531,000 | 1,521,000 | 1,514,000 |
| Securities available for sale | 71,320,000 | 69,549,000 | 64,015,000 | 67,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,469,000 | 144,440,000 | 145,558,000 | 149,709,000 |
| Interest-bearing deposits | 93,524,000 | 94,497,000 | 99,112,000 | 106,503,000 |
| Noninterest-bearing deposits | 54,945,000 | 49,943,000 | 46,446,000 | 43,206,000 |
| Equity capital | 11,854,000 | 12,247,000 | 11,488,000 | 14,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,636,000 | 3,410,000 | 5,264,000 | 7,199,000 |
| Interest expense | 260,000 | 651,000 | 1,154,000 | 1,698,000 |
| Net interest income | 1,376,000 | 2,759,000 | 4,110,000 | 5,501,000 |
| Noninterest income | 225,000 | 466,000 | 755,000 | 998,000 |
| Noninterest expense | 1,001,000 | 2,014,000 | 3,091,000 | 4,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 600,000 | 1,211,000 | 1,774,000 | 2,339,000 |
| Income tax | 142,000 | 287,000 | 421,000 | 537,000 |
| Net income | 458,000 | 924,000 | 1,353,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,722,000 | 18,188,000 | 18,617,000 | 19,065,000 |
| Total capital | 19,034,000 | 19,510,000 | 19,971,000 | 20,399,000 |
| Risk-weighted assets | 104,746,000 | 105,562,000 | 108,174,000 | 106,542,000 |