Call reports 2022
COMMUNITY BANK, THE — 2022
What COMMUNITY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 173,509,000 | 163,636,000 | 158,353,000 | 161,934,000 |
| Total loans | 77,045,000 | 78,163,000 | 75,193,000 | 78,586,000 |
| Allowance for loan losses | 1,562,000 | 1,561,000 | 1,557,000 | 1,548,000 |
| Securities available for sale | 71,112,000 | 73,242,000 | 69,652,000 | 69,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,169,000 | 149,015,000 | 147,471,000 | 148,030,000 |
| Interest-bearing deposits | 100,355,000 | 96,989,000 | 94,242,000 | 88,928,000 |
| Noninterest-bearing deposits | 58,814,000 | 52,026,000 | 53,229,000 | 59,102,000 |
| Equity capital | 12,759,000 | 11,170,000 | 9,391,000 | 11,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,332,000 | 3,713,000 | 5,285,000 |
| Interest expense | 93,000 | 188,000 | 290,000 | 472,000 |
| Net interest income | 1,001,000 | 2,144,000 | 3,423,000 | 4,813,000 |
| Noninterest income | 224,000 | 466,000 | 717,000 | 966,000 |
| Noninterest expense | 897,000 | 1,796,000 | 2,707,000 | 3,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 328,000 | 814,000 | 1,433,000 | 2,121,000 |
| Income tax | 73,000 | 186,000 | 331,000 | 502,000 |
| Net income | 255,000 | 628,000 | 1,102,000 | 1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,182,000 | 16,555,000 | 17,029,000 | 17,538,000 |
| Total capital | 17,470,000 | 17,841,000 | 18,310,000 | 18,869,000 |
| Risk-weighted assets | 102,778,000 | 102,567,000 | 102,204,000 | 106,252,000 |