Call reports 2021
COMMUNITY BANK, THE — 2021
What COMMUNITY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 157,392,000 | 154,944,000 | 156,288,000 | 165,341,000 |
| Total loans | 83,643,000 | 84,135,000 | 82,969,000 | 79,544,000 |
| Allowance for loan losses | 1,563,000 | 1,579,000 | 1,590,000 | 1,562,000 |
| Securities available for sale | 47,125,000 | 48,414,000 | 52,824,000 | 66,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,550,000 | 137,659,000 | 138,812,000 | 147,913,000 |
| Interest-bearing deposits | 91,184,000 | 88,815,000 | 90,216,000 | 95,946,000 |
| Noninterest-bearing deposits | 49,366,000 | 48,844,000 | 48,596,000 | 51,967,000 |
| Equity capital | 15,508,000 | 15,924,000 | 16,064,000 | 15,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,411,000 | 3,460,000 | 4,550,000 |
| Interest expense | 89,000 | 178,000 | 267,000 | 356,000 |
| Net interest income | 981,000 | 2,233,000 | 3,193,000 | 4,194,000 |
| Noninterest income | 218,000 | 455,000 | 697,000 | 939,000 |
| Noninterest expense | 884,000 | 1,808,000 | 2,780,000 | 3,638,000 |
| Provision for loan losses | 21,000 | 36,000 | 41,000 | 41,000 |
| Pretax income | 317,000 | 881,000 | 1,106,000 | 1,491,000 |
| Income tax | 67,000 | 198,000 | 247,000 | 369,000 |
| Net income | 250,000 | 683,000 | 859,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,320,000 | 15,753,000 | 15,929,000 | 16,192,000 |
| Total capital | 16,630,000 | 17,082,000 | 17,263,000 | 17,492,000 |
| Risk-weighted assets | 104,546,000 | 106,112,000 | 106,503,000 | 103,757,000 |