Call reports 2020
COMMUNITY BANK, THE — 2020
What COMMUNITY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 132,419,000 | 151,945,000 | 142,321,000 | 142,248,000 |
| Total loans | 73,229,000 | 79,061,000 | 79,811,000 | 81,565,000 |
| Allowance for loan losses | 1,393,000 | 1,473,000 | 1,506,000 | 1,542,000 |
| Securities available for sale | 39,719,000 | 37,860,000 | 49,313,000 | 46,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,865,000 | 135,002,000 | 125,275,000 | 124,278,000 |
| Interest-bearing deposits | 81,904,000 | 94,588,000 | 86,406,000 | 84,025,000 |
| Noninterest-bearing deposits | 33,961,000 | 40,414,000 | 38,869,000 | 40,253,000 |
| Equity capital | 15,113,000 | 15,491,000 | 15,756,000 | 15,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,655,000 | 3,703,000 | 4,741,000 |
| Interest expense | 131,000 | 245,000 | 350,000 | 445,000 |
| Net interest income | 1,126,000 | 2,410,000 | 3,353,000 | 4,296,000 |
| Noninterest income | 232,000 | 446,000 | 692,000 | 927,000 |
| Noninterest expense | 939,000 | 1,861,000 | 2,657,000 | 3,563,000 |
| Provision for loan losses | 15,000 | 348,000 | 381,000 | 414,000 |
| Pretax income | 449,000 | 692,000 | 1,052,000 | 1,289,000 |
| Income tax | 99,000 | 143,000 | 219,000 | 254,000 |
| Net income | 350,000 | 549,000 | 833,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,646,000 | 14,847,000 | 15,132,000 | 15,332,000 |
| Total capital | 15,753,000 | 16,060,000 | 16,407,000 | 16,590,000 |
| Risk-weighted assets | 88,247,000 | 96,814,000 | 101,770,000 | 100,319,000 |